Bio

Curriculum Vitae

Mamdouh Hamza Ahmed

Professor of Insurance & Risk Management, Mathematics & Statistics, Faculty of Commerce, Cairo University

Risk Management Director/Consultant at Planetary Living Inc., Canadian Accounting and Financial Services Inc., London, ON, Canada

https://scholar.google.com/citations?user=VnebmXEAAAAJ&hl=en

Nationality: Egyptian/Canadian

Address: 42 Barrydale Crescent London, ON, N6G 2X3, Canada

Specialization:

Risk Management & Insurance, Financial Mathematics & Statistics.

Professional Designation:

Fellow of the American Risk & Insurance Management Society

(FRIMS)

&

Member of the Insurance Institute of Canada.

Position: 

Full Professor of Risk Management & Insurance, Mathematics & Statistics, Faculty of Commerce, Cairo University.

Phone #: Canada: (+1)226-977-5559

E-mail address:

mhahmed@yahoo.com, mhahmed3@gmail.com

Website: https://scholar.google.com/citations?user=VnebmXEAAAAJ&hl=en

Professional & Academic Experience: 42 years of experience in the following areas:

1- Professor of Risk Management & Insurance, Mathematics & Statistics, Faculty of Commerce, Cairo University from Jan 2019- Present.

2- Professor of Risk Management & Insurance, College of Business Administration,

The American University in the Emirates

from Jan 2018-Jan 2019.

3- Professor of Risk Management & Insurance,

Arab University Colleges for Postgraduate

, Riyadh, KSA from Sept 2016-Aug 2017.

4- Professor of Risk Management & Insurance,

CBA, King Saud University

, Riyadh, KSA, Mar 2008-Aug 2016.

5- Visiting Professor of Risk Management & Insurance at:

University of Calgary

, Canada, 1999, teaching Risk Management & Insurance for Undergraduate & Corporate Risk Management for MBA.

6- Visiting Professor of Risk Management & Insurance,

University of Western Ontario

, Canada, 1998, Conducting researches.

7- 

Visiting Professor

at many Arab Country’s Universities from 1991-present.

8- 

Member of the

Editorial Board of the Journal of Humanities, Arts and Social Science

: ISSN Online2576-0548 (https://www.hillpublisher.com/journals/jhass/).

9- 

Member of the

Editorial Board of the Canadian Journal of Islamic Economics & Islamic Finance

: ISSN: 2292-0560 at Library & Archive Canada, 2014-present (https://www.eco-ena.ca/islamic-economics-journal.html).

10- 

Member of the Editorial Board of Journal of King Saud University of Administrative Science

(PRJ Scientific Periodical): ISSN 1658-4570, 2013-2015.

11- 

Dean

of School of Business & Business Administration

Department Chair

, Arab University College, Ajman, UAE, 2002.

12- 

Academic Coordinator, Director of Quality Assurance & Accreditation

Unit, Faculty of Commerce, Cairo University, 2004-2008.

13- 

Supervisor & Academic Coordinator of the Higher Insurance Diploma

at Alyamamah University, Riyadh, responsible for authoring & teaching the insurance courses 2008-2009.

14- 

Supervisor, Academic Coordinator, Program Creator & Teacher of MBA / Risk Management & Insurance

Track,

at Arab East Colleges for Postgraduate Studies, Business Administration Department, Riyadh.

15- 

Business Program & study plan creator and reviewer for many schools of business.

16-   

Consultant

for the CEO of the Egyptian Insurance Supervisory Authority & the CEO of the Egyptian General Authority of Real Estate Finance from 2002-2008.

17-   

Author of 20 textbooks

in the area of Risk Management & Insurance, Mathematics of Finance, Life Insurance & Statistics for Business.

18-   

Published about 24 research

in the area of Risk management & insurance (about 26 Citations).

19-    Attended & participated in more than

30 National & International Conferences

& Symposiums in the area of Risk management & insurance & Real Estate Finance.

20-   

Supervisor & Examination Committee Member

of many Doctorate & Master Thesis in the area of Risk Management & Insurance, 1991-present.

21-   

Dean’s Best Faculty Member Award

, College of Business Administration, King Saud University, Academic Year 2014-2015.

22-   

Trainer

for the Employees of Insurance & Reinsurance Companies, Petroleum Companies, Banks & Social Insurance Authority in Saudi Arabia, Egypt, Kuwait, Oman, United Arab Emirates in the following subjects since 1991:

Risk Management, Reinsurance Analysis, Engineering Insurance, Liability Insurance, Fire Insurance, real estate finance (mortgage), private fund, Takaful Insurance, Export Credit Insurance, Social Insurance, Business Statistics, Mathematics of Finance, Actuarial Statistics, Government Inventories Risk Management.

 

My regards.

Mamdouh Ahmed

 

 

 

 

 

MAMDOUH HAMZA AHMED

Professor of Risk Management & Insurance

Faculty of Commerce, Cairo University

Canada’s Mobile: (+1)226-977-5559

E-mail address: mhahmed@yahoo.com

Website:

https://scholar.google.com/citations?user=VnebmXEAAAAJ&hl=en

EDUCATIONAL HISTORY:

1991: Ph.D., In Insurance

, Cairo University, Faculty of Commerce, Department of Insurance, Egypt: “Using Probability Distributions in Insurance Rate-Making with Application to Burglary Insurance”, unpublished.

1987:

1 year Statistics Certificate

, Cairo University, Institute of Statistical Studies and Research, Egypt, in the following courses: Applied Statistics, Statistical Methods & Laboratory, Pure Mathematics, Basic Theory of Statistics.

1985: M.A. in Insurance,

Cairo University, Faculty of Commerce, Department of Insurance, Egypt: “Evaluation of Business Interruption Insurance in Arab Republic of Egypt with Application to Fire Insurance”, unpublished.

1978: Bachelor of Commerce in Insurance,

Cairo University, Faculty of Commerce, Department of Insurance, Egypt.

PROFESSIONAL DESIGNATION:

1-

Fellow

of the American Risk & Insurance Management Society (FRIMS), USA, 2002.

2-

Member

of Risk & Insurance Management Society (RIMS), USA since December 2001.

3-

Member

of Global Risk Management Institute (GRMI), USA since December 2001.

4-

Member

of Insurance Institute of Canada (IIC), Canada May, 2001.

PROFESSIONAL EXPERIENCE:

1-

Member of the

Editorial Board

of the Canadian Journal of Islamic Economics & Islamic Finance: ISSN at Library & Archive Canada.

2-

Member of the

Editorial Board

of Journal of King Saud University of Administrative Science (Refereed Scientific Periodical): ISSN 1658-4570.

3-

Head of the Research

, Publication & Translation Committee at the Egyptian Insurance Supervisory Authority.

4-

Insurance Expert & Consultant

at the Egyptian Insurance Supervisory Authority since 1992.

5-

Trainer

for the Employees of Insurance & Reinsurance Companies, Petroleum Companies, Banks & Social Insurance Authority in Egypt, Kuwait, Oman, United Arab Emirates in the following subjects:

Risk Management, Reinsurance Analysis, Engineering Insurance, Liability Insurance, Fire Insurance, real estate finance (mortgage), private fund, Takaful Insurance, Export Credit Insurance, Social Insurance, Business Statistics, Mathematics of Finance, Government Inventories Risk Management since 1991.

6-

Consultant and researcher

in Risk Management & Insurance at Research & Commercial Studies Center, Cairo University since 1990.

7-

Advisor & Coordinator for Insurance & Foreign Expertise Committees

at the General Authority of Real Estate Finance since, 2002.

8-

Insurance Consultant

at the Insurance Studies Institute, the Insurance Federation of Egypt.

EMPLOYMENT HISTORY:

Jan 2019- present:

Professor of Risk Management & Insurance, Mathematics & Statistics, Faculty of Commerce, Cairo University.

Jan 2018- Jan 2019:

Professor of Risk Management & Insurance, College of Business Administration, The American University in the Emirates from Jan 2017-Jan 2018. Professor of Risk

Aug 2016- Sept 2017:

Full Professor of Risk MGMT & Insurance, Mathematics & Statistics & Supervisor of the Insurance Track of MBA at Arab East Colleges for Postgraduate Studies, Business Administration Department, Riyadh.

Mar 2008- Aug 2016:

Full Professor of Risk MGMT & Insurance, Mathematics & Statistics KSU, Faculty of Business, DEPT of Finance.

Aug 2002- Mar 2008:

a-Full Professor

of Risk Management & Insurance

& Academic Coordinator of English Section: Cairo University,

Faculty of Commerce, Egypt.

b-Director of Quality Assurance & Accreditation Unit,

Cairo University

,

Faculty of Commerce.

c-Peer Reviewer at Quality Assurance & Accreditation Project:

The

Egyptian

National Authority for Quality Assurance & Accreditation.

Sep 2000- Aug 2002:

Dean of Academic Affairs

& Head of Business Administration Dept

.:

Arab University College, Ajman, United Arab Emirates

. During this period, I have effectively enriched the college in the following fields:

1-Preparing the new curriculum for Business Administration Program.

2-Supervising the use of Library Database Software.

3-Utilizing IT in the Educational Process.

4-Supervising the process of developing & applying for the admission and registration program.

5-Preparing & applying evaluation forms used to assess Teachers & Courses.

6-Supervising the process of planning, applying & developing the Intranet.

7-Using Power Point (data show) in teaching.

Aug 1998 - Aug 2000:

Sabbatical Leave to Canada:

a-

Associate Professor

:

University of Western Ontario

, Faculty of Science, Dept. of Actuarial Science,

Canada, Sabbatical leave

, a grant from Cairo University to conduct research.

b-Associate Professor

: The

University of Calgary

, Faculty of Management, Dept. of Finance & Dept. of Risk Management, Calgary,

Canada.

Two Semesters contract

for teaching Insurance & Corporate Risk Management & Insurance (undergraduate & MBA Program).

Apr 1996- July 1998:

Associate Professor: Cairo University.

Oct 1994- July 1995:

Expert & Consultant of Insurance: Public Administration Institute, Muscat, Sultanate of Oman.

Dec 1978- Sep 1994:

Demonstrator, Teaching Assistant & Assistant Professor: Cairo University.

RESEARCHES, SUPERVISION & CONFERENCES:

1

-Supervisor of the Doctorate Thesis

: "Toward a Comparable Quantitative Model for Insuring Deposits at Commercial Banks", Cairo University, February 2001.

2-

Committee Examination Member of the Doctorate Thesis

: "Promoting Life Insurance Demand", Sohag University, October 2008.

3

-Supervisor of the Master Thesis

: "Bonus Rates & Equity of Distributions Regarding Participating Life Insurance Policies, Cairo University, November 2003.

4

-Supervisor of the Master Thesis

: "Analytical Study of Marine Insurance (Cargo) Policies, Cairo University, December 2004.

5-

Committee Examination Member of the Master Thesis

: "Analytical Comparison Study of Export's Credit Insurance, Cairo University, April 2004.

6-

Committee Examination Member of the Master Thesis

: "Evaluating Fire Legal Liability Insurance in Egypt, Almonofiaya University, November 2003.

7-

Committee Examination Member of the Master Thesis

: "Social Insurance & the Economical Development in Africa", Studies & Researches African Institute, Cairo University, September 1997.

8-

Conducted & participated in many types of research

for The Academy of Scientific Research, Egypt, in the area of Risk Management & Private Funds.

9-

Attended & participated in many National & International Conferences & Symposiums

such as:

a-Conference of Insurance Institutions & Actuarial Professions in KSA, King Khalid University, College of Administrative & Financial Sciences, Abha, Apr. 7-9, 2014.

b-The Second Annual Conference of Islamic Economics & Islamic Finance, Chestnut Conference Centre: The University of Toronto, Toronto, Ontario, Canada, Oct 29, 2014.

c-The First Annual Conference of Islamic Economics & Islamic Finance, Chestnut Conference Centre: University of Toronto, Toronto, Ontario, Canada, Aug 30-31, 2013.

d-The Human Resources Capacity Building Forum: Challenges and Opportunities for Excellence", Sudan University of Science and Technology, Center for the Total quality and Excellence, 20-21 March 2012, Al Salam Rotana Hotel, Khartoum, 2012.

e-First Saudi Universities Forum (Challenges & Expectations), Alimam Mohammad Bin Saud Islamic University in Riyadh, Riyadh, Sept. 27-28, 2011.

f-An International Conference “Cooperative Insurance Forum”, Riyadh, January 20-22, 2009-2011, Islamic Institute for Research & Training, Islamic International Foundation for Economics & Finance".

g-"Real Estate Finance & Insurance" Symposium, Attended & Presented a paper under the title: "Risk Management of Real Estate Finance (Mortgage)" Cairo, January 5th, 2004, The Egyptian Insurance Federation.

h-An international symposium "The Basics of Real Estate Finance (Commercial Law Development Program CLDP), The United States Department of Commerce & Treasury" Cairo, February 25-26, 2004, Four Seasons Hotel.

i-An international symposium "U.S. Housing Finance System" in Washington DC, October 20-24, 2003, Fannie Mae.

j-An international symposium "Securitization for Housing Finance" in Washington DC, October 28-30, 2003, Fannie Mae.

k-The International Conference: "Mitigating from the Environmental Risks, Cairo University, Egypt, September 9-12, 2000.

l-Attended the International Conference: "Creating A Global Marketplace: The Egyptian Insurance Market In Transition", A Conference sponsored by The U.S. Department of Commerce, Egyptian Insurance Supervisory Authority & The Egyptian Insurance Federation, I presented the research: " Causes, Methods & Impacts of Merger Between Insurance Companies", Egypt, July 10-11, 2000.

m-The Annual Conference "Export & Import's Risks in Africa", Studies & Researches African Institute, Cairo University, April 2000.

n-The Annual Symposium of Evaluating the Canadian Insurance Market, Calgary, Canada, January 1999.

o-The Annual Conference of the Canadian Insurance Underwriters, Calgary, Canada, April 1999.

p-The Scientific Annual Conference of Faculty of Commerce, Cairo University: "Social Insurance under the Contemporary International Changes, Cairo, Egypt, 1996.

q-The International Conference: "The Investment in Sultanate of Oman, Muscat, 1995.

r-The Scientific Annual Conferences of Faculty of Commerce, Almansoura University, Cairo, Egypt, since 1992- present.

s-The Scientific Annual Conferences of Statistical Researches & Studies Institute, Cairo University, Cairo, Egypt, since 1985- present.   

Courses Taught:

Principles of Insurance, Principles of Finance, Risk Management & Insurance, Reinsurance, Fire Insurance, Property Insurances, Mathematics of Property Insurance, Life Insurance, Mathematics of Life Insurance, Mathematics for Business, Actuarial Statistics, Business Statistics, & Mathematics of Finance.

LIST OF PUBLICATIONS:

a)Researches:

1)  The Impact of Privatizing Health Insurance on The Utilization of Medical Services in the Kingdom of Saudi Arabia, "The 2nd International Research Conference-Sustainable Development and Social Responsibility-Volume 1 Springer International Publishing, PP. 255-267, 2020,

https://link.springer.com/chapter/10.1007/978-3-030-32922-8_25#Abs1

2)     The Impact of Merger and Acquisition of the Insurance Companies on the Value of Risk: An Empirical Study, Science International Journal, Vol 31, Issue 2, 355-364, 2019.

3)     Mental health insurance system globally & in Saudi Arabia, Journal of Business Management & Accounts Studies Volume 1 Issue 2 , PP.24-33,  30 June 2018

4)     Micro Takaful Insurance as a Tool to Guaranteeing Financing and Protecting Micro Enterprises, Journal of Business & Financial Affairs, Vol 5, Issue 4, 2016.

5)     Applying Risk Based Supervision on Saudi Arabian Insurance Companies, The Second Annual Conference of Islamic Economic & Islamic Finance, Conference E-Proceedings,

ISBN: 978-0-9869581-1-3 Library & Archive Canada, Chestnut Conference Centre: University of

Toronto, Toronto, Oct 31, 2014.

6)     Insurance as a tool for Risk Management of Computer Risks with Application on Electronic Machines & Apparatus, Authors: Mamdouh Hamza Ahmed, Publication date: 2013, Journal of Saudi Accounting Society, Volume 56, Issue 17 Pages 15-16, Publisher: Saudi Accounting Society.

7)     Micro Takaful Insurance for Low-Income People as a tool to Achieving Development in GCC, Conference of Insurance Institutions & Actuarial Professions in KSA, King Khalid University, College of Administrative & Financial Sciences, Abha, Apr. 7-9, 2014.

8)     Cooperative Insurance Market in Saudi Arabia: Challenges, Growth Opportunity, Improvement methods, The First Annual Conference of Islamic Economic & Islamic Finance, Conference E-Proceedings, ISBN: 978-0-9869581-1-3 Library & Archive Canada, Chestnut Conference Centre: University of

Toronto, Toronto, PP. 47-04, Aug 30-31, 2013.

9)     Medical Insurance Improving’ Challenges in Saudi Arabia, The Journal of Insurance & Actuarial Sciences, Faculty of Commerce, Cairo University, 3rd Vol, 2013.

10)  A Quantitative Model to Calculating Medical Insurance Finance Net Cost for Low Income People in Saudi Arabia, The Journal of Insurance & Actuarial Sciences, Faculty of Commerce, Cairo University, 3rd Vol, 2013.

11)  Developing the Cooperative Medical Insurance System in The Kingdom of Saudi Arabia, King Abdul-Aziz City for Science & Technology (KACST), Riyadh, HGP. 11-2. Role:

Co PI

, April 2011- September 2013.

12)  Human resources in the insurance sector in the light of the challenges of globalization, "The Human Resources Capacity Building: Challenges and Opportunities for Excellence", Sudan University of Science and Technology, Center for the Total quality and Excellence, 20-21 March 2012, Al Salam Rotana Hotel, Khartoum, 2012.

13)  Information Technology Risk Management, First Saudi Universities Forum (Challenges & Expectations), Al Imam Mohammad Bin Saud Islamic University in Riyadh, Riyadh, Sept. 27-28, 2011.

14)  Risk Management of Real Estate Finance (Mortgage), Real Estate Finance & Insurance" Symposium, Egyptian Insurance Federation, Cairo, January 5th, 2004.

15)  Insurance Fraud, Journal of Commercial Studies, Faculty of Commerce, Menoufia University, Egypt, 2003.

16)  Leaders Selection's Criterion in the Insurance Sector, Journal of Commercial Studies, Faculty of Commerce, Menoufia University, 2002.

17)  Continuing & Successful factors of Private Insurance Funds in Egypt, Scientific Research Academy, 2001.

18)  Causes, Methods & Impacts of Merging Between Insurance Companies, Creating A Global Marketplace: The Egyptian Insurance Market in Transition, A Conference sponsored by The U.S. Department of Commerce, Egyptian Insurance Supervisory Authority & Insurance Federation of Egypt, Cairo, July 10-11, 2000.

19)  GAAT Agreement & Insurance Sector: Present Situation, The Agreement Impact & Confronting Tools, Journal of Commercial Studies, Faculty of Commerce, Menoufia University, 2000.

20)  Towards Determining a Quantitative Model for Determining the Optimal Retention and its Impact on the Probability of Ruin of the Company, Journal of Commercial Science, Faculty of Commerce, Mansoura University, Egypt, 1998.

21)  The Impact of the Implemented Risk Management Tool on the Value of Risk, Journal of Commercial Science, Faculty of Commerce, Mansoura University, Egypt, 1998.

22)  Towards Improving a Quantitative Model for Rating General Insurance, Journal of Commercial Science, Faculty of Commerce, Mansoura University, Egypt, 1997.

23)  The Impact of Merging Two Insurance Companies or more at Technical Insurance Works, Journal of Management, Accounting and Insurance, Faculty of Commerce, Cairo University, Egypt, 1996.

24)  The Need of Sultanate of Oman Insurance Market to New Insurance Companies, Journal of Commercial Studies, Faculty of Commerce, Menoufia University, Egypt, 1995.

25)  Determining the Optimal Risk Management Tool Using Utility Function, Journal of Public Administration Institute, Sultanate of Oman, 1995.

26)  Evaluation of the Reinsurance Program in General Insurance with Application to National Omani Insurance Company, Journal of Faculty of Commerce, Assiut University, Egypt, 1994.

27)  Rating Complementary Automobile Insurance Taking into Account Degree of Risk Using Multiplicative Model, Journal of Commercial Science, Faculty of Commerce, Mansoura University, Egypt, 1993.

28)  Towards a Quantitative Model for Rating Excess of Loss Total Claims Reinsurance Treaty, Journal of Commercial Science, Faculty of Commerce, Menoufia University, Egypt, 1992.

29)  Micro Takaful Insurance & Its Role in Developing Medium & Small Enterprises, 6th Cooperative Insurance Forum, International Foundation for Islamic Economics & Finance, Riyadh, KSA, Dec 6-7, 2015

b)Books:

1)     Statistical Theory and Decision Making with Application to Insurance and Management, Dar Elnahda Alarabyia, Cairo, 1992.

2)     Descriptive & Analytical Statistics for Business, Cairo University, Cairo, 1999.

3)     Mathematics of Finance & Investment, Cairo, Dar Althakafa Alarabia, 1994.

4)     Life & Mathematics of Life Insurance, Alyamamah Center for Professional Development, Alyamamah University, Alriyadh, 2008.

5)     Fire Insurance and Allied Accidents, Cairo, Remote Education Center, Cairo University, 1993.

6)     Risk Management and Insurance, Cairo, Dar Althakafa Alarabyia, 1995.Underwriting Essentials, Alyamamah Center for Professional Development, Alyamamah University, Alriyadh, 2009.

7)     Health Insurance, Alyamamah Center for Professional Development, Alyamamah University, Alriyadh, 2009.

8)     Auto Insurance, Alyamamah Center for Professional Development, Alyamamah University, Alriyadh, 2009.

9)     Loss Adjusting, Alyamamah Center for Professional Development, Alyamamah University, Alriyadh, 2009.

10)     Principles of Insurance, Alyamamah Center for Professional Development, Alyamamah University, Alriyadh, 2008.

11)     Liability Insurance, Alyamamah Center for Professional Development, Alyamamah University, Alriyadh, 2009.

12)     Property Insurance, Alyamamah Center for Professional Development, Alyamamah University, Alriyadh, 2008.

13)     Reinsurance, Alyamamah Center for Professional Development, Alyamamah University, Alriyadh, 2009.

14)     Risk Management, Alyamamah Center for Professional Development, Alyamamah University, Alriyadh, 2008.

15)     Underwriting Essentials of Insurance, Alyamamah Center for Professional Development, Alyamamah University, Alriyadh,  2009

16)     Giving Customer Advice, Alyamamah Center for Professional Development, Alyamamah University, Alriyadh, 2009.

17)     Risk Management & Life Insurance (En), Cairo University, Cairo, 2003.

18)     Reinsurance, Cairo, Remote Education Center, Cairo University, 1994.

19)     Mathematics of General Insurance, Cairo, Remote Education Centre, Cairo University, 1993.

20)     Quantitative Methods, Remote Education Center, Cairo University, Cairo, 1992.

21)     Risk Management and Insurance, Monofiya University, Monofiya,2022.

22)     Mental health insurance system globally & in Saudi Arabia, Book Chapter, Top 5 Contributions on Business & Management, Aug 6, 2018, www.avidscience.com

REFERENCES:

1-Prof. Thomas R. Rohleder, Chair of Finance and Operations Management Area, Faculty of Management, University of Calgary, Alberta, Canada.

2500 University Drive N.W., Calgary, Alberta, T2N1N4

Tel: Office (403) 220-7159, Fax: (403) 220-7902

E-mail: Rohleder@mgmt.ucalgary.ca

2-Norma L. Nielson, Chair in Insurance & Risk Management, Faculty of Management, University of Calgary, Alberta, Canada.

2500 University Drive N.W., Calgary, Alberta, T2N1N4

Tel: Office (403) 220-7784, Fax: (403) 220-7903

E-mail: nielson@mgmt.ucalgary.ca

3-Badran Al-Omar, Rector of King Saud University, Riyadh, SA.

  Mobile: 00966505404938

4-Abdulrahman Al-Aali,Chairman of Graduate Programs in Business Administration, CBA, King Saud University, Riyadh, SA.

5-Prof. Adel Moneer, CEO of Afro Asian Insurance Federation & Ex CEO of The Egyptian Insurance Supervisory Authority.

28 Talaat Harb St., P.O. Box 2545, Cairo, Egypt

Tel: (202) 575-8682, Fax: (202) 575-8645, Mobile: (20)010-1111061

E-mail: adelrabeh@hotmail.com

6-Prof. Adel Zayed, Ex Vice President for Student Affairs, Cairo University, Ex Dean of Faculty of Commerce, Cairo University.

(20)012-310-6644

7-Prof. Osama Zaki, Ex-Counselor and Director of Cultural and Educational Bureau of Embassy of Egypt in USA, Professor of Accounting,

Cairo University, Faculty of Commerce, Dept. of Accounting, Egypt:

 Mobile (20)012-215-9164, Tel: (202) 530-0302, Fax: (202) 296-3891

8-Saad Alkilabi, Ex Dean,CBA, King Saud University, Riyadh, SA.

   Tel: Office (011)4693495, Mobile: 00966505400230

   9-Salih Elharbi, Ex Chair of Finance Department & Vice Dean,CBA, King Saud University, Riyadh, SA.

    Tel: 0505552327

    Email: sahnrbi@ksu.edu.sa

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