Aboul Ella Hassanien (Abo)

With the increasing impact of capital regulation on banks financial decisions especially in competing environment with credit constraints, it comes the urge to set an optimal mechanism of bank lending decisions that will maximize the bank profit in a timely manner. In this context, we propose a self-organizing method for dynamically organizing bank lending decision using Genetic Algorithm (GA). Our proposed GA based model provides a framework to optimize bank objective when constructing the loan portfolio, which maximize the bank profit and minimize the probability of bank default in a search for an optimal, dynamic lending decision. Multiple factors related to loan characteristics, creditor ratings are integrated to GA chromosomes and validation is performed to ensure the optimal decision. GA uses random search to suggest the best appropriate design. We use this algorithm in order to obtain the most efficient lending decision. The reason for choosing GA is its convergence and its flexibility in solving multi-objective optimization problems such as credit assessment, portfolio optimization and bank lending decision.

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The objective of this paper is to evaluate a new combined approach intended for reliable CT liver image segmentation, to separate the liver from other organs, and segment the liver into a set of regions of interest (ROIs). The approach combines the level set with watershed approach used as post segmentation step to produce a reliable segmentation result. Features of first order statistics and grey-level cooccurrence matrix, are calculated and passed to an artificial neural network, to be trained and to classify infected regions. Filtering is used before the segmentation approach to enhance contrast, remove noise and emphasize certain features, as well as connecting ribs around the liver. To evaluate the performance of presented approach, we performed many tests on different CT liver images. The experimental results obtained, show that the overall accuracy offered by the proposed approach is 92.1% in segmenting CT liver images into set of regions even with noise, and 88.9% average accuracy for neural network classification.